Can We Interest You
In Our SIP Interest Rates?

What's the right amount of SIP to turn your dreams into plans and plans into action? Find out easily with our instant SIP Calculator.

Can We Interest You, In Our SIP Interest Rates?

Put Your Calculator Aside, We've Got This.

SIP Calculator
₹
%
Yr

Invested Amount

₹ 3,00,000

Est. Returns

₹ 2,808,477

Total Value

₹ 5,808,477

Say Hello to Our SIP Calculator!

Want to know how much returns you can get on your mutual fund investments made through SIP? Of course you do! Our mutual fund SIP calculator tells you just that, with minimum effort from your end. It gives you an estimate on the returns you can get against a specific amount. BUT, it's s important to remember that actual returns may vary as mutual fund schemes vary according to various factors!

Say Hello to Our SIP Calculator

Let our SIP Calculators
Come To Your Rescue!

SIPs are a great way to move towards financial discipline and freedom. It helps you create a habit of saving regularly to secure your future, without the added pressure you would experience while investing a lumpsum amount.

Here are just some of the ways our SIP calculator can help you:

  • Help you decide how much amount to invest
  • Shows you how much amount you have invested
  • Tells you an estimate of returns you can expect on your investment!

Dive Deep
Into How SIP Calculators Work!

Dive Deep into How SIP Calculator work!

You don't have to be a math-whiz to figure it out! Our SIP Calculator works on the following formula:

M = P x ({[1 + I]n - 1}/i) x (1 + i) Sounds Greek and Latin? We'll decode it! M = the amount you receive upon maturity P = the amount you invest at regular intervals n = number of payments you have made i = periodic rate of interest Now, say you want to invest INR 1000 per month (P) for 12 months at 12% periodic rate of interest (i). Your monthly rate of return will be 12%/12, which is 0.01. And so, M = 1000 x ({[1 + 0.01]12 - 1}/0.01) x (1 + 0.01) which gives you approximately INR 12,809* approximately in a year. *The rate of interest on a SIP will differ as per market conditions. It may increase or decrease, which will change the estimated returns.

How to use our SIP Calculator?

Using our SIP Calculator is amazingly easy. All it takes is a few clicks and you're set!

Simply enter the monthly invested amount, the number of years for which you want to invest and the expected rate of return!

Our SIP calculator will crunch the numbers in a matter of seconds and give you an estimate amount you can receive at the end of your tenure!

Really, it's THAT easy!

SIP Calculator FAQs

You can invest a minimum of Rs. 500 per month as part of your SIP investment. There is no upper limit.
The minimum tenure for an SIP is 12 months. You can continue your SIP till perpetuity which means till the time the mutual fund closes.
SIP is a way of investing in a mutual fund. You can have a mutual fund investment and still not have an SIP.
Yes, you can modify your SIP at any point by visiting your bank, through net banking, or the digibank app. Please note that this will affect the estimated returns on your mutual fund investment.
A lumpsum calculator is also used to know the estimated returns for an investment in a mutual fund scheme. However, the main difference between the two calculators is that the SIP Calculator considers recurring investments. At the same time, a lumpsum calculator only needs a one-time investment amount.
No, there is no charge or penalty for terminating an SIP. However, an exit load needs to be paid if you end the SIP before 12 months.